The Apple card is a credit card that comes from a brand known for its high-quality and highly regarded products. It is free of fees and integrates seamlessly with Apple Pay.
The Apple Card Advantage
The card has no fees, which is a rarity in the world of credit cards. Instead, you get cashback rewards and a visual display of where your money was spent. These categories are easy to navigate and follow.
Apple also places emphasis on education. So you can make informed decisions about which credit cards are best for you, and you have the knowledge to do so before you apply. It allows you to keep track and monitor your credit card interest rates and payments, so you can easily see how much it cost to have a card.
It can give you an idea of how long it would take to pay down your balance and how many interest you will owe over the course of time. This can help decide if you are saving any money or if paying down debt faster is better.
Apple provides real-time SMS support for any queries or concerns regarding your account. This is a service that not all card issuers provide, and it can be very useful if you are experiencing problems with your card.
Its App for Apple Pay is a great way to manage your card. It synchronizes your transactions and allows you to review your balance, pay your bill and find the location of any missing payments.
Apple's machinelearning algorithm, which allows you to see how you spend your money, is another cool feature. It will determine where your spending patterns are and provide a list of improvement options so you can see which areas need to be improved.
This is a nice feature that could save you money and prevent you from overspending. It allows you to easily identify spending patterns and make better financial decisions for the future.
Apple Card is available for consumers with good to excellent credit (FICO score above 600). Check your credit report before you try again to apply for an Apple Credit Card. This can be done with a credit report free of charge from a third source.
You have other options, which may offer better rewards or the same benefits. Citi Premier and Amex Gold cards provide transferable points that can then be used for airline tickets or hotels. They also offer more competitive rewards rates and multipliers on their categories, which will increase the value of your points.
Ratings of Apple Vacations
Apple cards don't offer travel mileage or points. This can be frustrating for frequent travellers. There are plenty of other cards that do, though, including the Chase Freedom or Sapphire Preferred that offer transferable points and higher multipliers on most purchases.